Then we’ll continue to guide you as you build your flywheel and
CREATE PEACE OF MIND IN YOUR LIFE
Stop avoiding your money. By the end of Module 1, you'll finally see exactly where you stand — no judgment, no budgeting app.
(All for less than the cost of a casual dinner with a friend.)



*Testimonials on this site were received via text, email, video submission, or posted on our various social media accounts. They are individual experiences, and may not be typical. Your education, effort, work experience, and knowledge may affect your results. These are examples and not a guarantee. Your results will vary.
… for the coaching and support you need to
Stop Avoiding your money, and Start Seeing.
By the end of Module 1, you'll know exactly where you stand financially — no judgment, no budgeting app.
(The Best Part: The alignment module will help you stop emotional spending, making the membership pay for itself!)
*Joining Now Is the ONLY Way to Guarantee You’ll Be Grandfathered In to the Lowest Price You Will EVER See for the Serenity Flywheel.

For 20 years, I worked in corporate finance — at places like Delta Air Lines, Iron Mountain, and TK Elevator. I have a BA from Georgia State and an MBA from Georgia Tech. That MBA cost $75,000. I read balance sheets for a living. I understood compound interest, amortization schedules, the time value of money — all of it. On paper, I was the last person who should have felt insecure about money.
But that's not actually where I started. I grew up without money security, and that's the real reason I do this work now.
I entered adulthood with basically no idea how to manage money — no real understanding of credit, of debt, of building anything. Within a couple of years, I'd racked up over $20,000 in high-interest debt, with nothing to show for it. I ended up in credit counseling, which helped me pay it off — but it didn't touch my actual relationship with money. I just went right back to avoiding it. I built a tiny emergency fund, parked it in a low-interest savings account, bought a house in my late twenties when the mortgage industry was giving loans out to literally anyone, and told myself I was "doing fine" — because avoiding taking a closer look at my money let me avoid the anxiety that came up.
It wasn't until my 30s that I decided just covering the bills wasn't enough anymore. I started by actually looking into why the idea of investing made me feel sick. And here's what I found: my income had gotten bigger than I ever imagined it could be as a kid — and it still didn't feel like enough. I kept thinking, "if I just made more money, then..." I'd even catch myself thinking, "if I had a husband, he could handle this part." I was treating money like something that happened to me, instead of something I was supposed to manage. I needed to get in the driver's seat.
Some of that came from watching my dad manage our household. He controlled the finances, saving basically didn't exist, and it was feast or famine — usually famine. And I'll never forget: when I was 11 years old and we got an inheritance after my grandfather passed, my parents put in central air conditioning, bought new living room furniture... and bought a piglet

A Vietnamese Pot Bellied piglet, descended from the original 18 pigs brought to the U.S. in the 1980's (or at least, that's what the breeder told us). My parents paid $3,500 for her. That's about $8,600 today.
I still don't fully understand the logic of buying a champion stock piglet. Judging by her face, I think she might have had some opinions about it.
Now, I loved Charlotte, and she was a big hit at my elementary school, and even now, long after she crossed the rainbow bridge, she remains an amazing "fun fact" I trot out at corporate get-together ice breakers. I have no regrets that my parents bought her. But they had absolutely no business buying her when our family finances were astoundingly bad.
But she's a pretty perfect example of what happens when a windfall shows up with no plan attached to it — and that's actually a topic I'll be covering in the future, because it happens to smart people with bonuses and inheritances all the time.
My mom, for her part, pushed my brother and me hard toward high-income careers, because for her, "more money" was always supposed to be the fix. And income does help — I'm not going to pretend it doesn't. But she ended up without a real retirement of her own, because income was never actually the thing that was missing. The relationship with money was.
That's the thing I eventually had to face myself, too. Along the way, I shifted my career into coaching — and the more I worked with people, the more I recognized this exact pattern everywhere: capable, high-earning people who'd never actually built a relationship with their money. That's what became the Serenity Flywheel, my 6 module system for gaining Clarity, Alignment, Progress, Stability, and Confidence.


1,437 monthly paying members, creating $58,000 in monthly recurring revenue in just the first 2 weeks that we launched.
Relationship Coach


522 monthly paying members, creating $30,000 in monthly recurring revenue in just the first 2 weeks that she launched.


317 members in just 30 days of launching!

*Testimonials on this site were received via text, email, video submission, or posted on our various social media accounts. They are individual experiences, and may not be typical. Your education, effort, work experience, and knowledge may affect your results. These are examples and not a guarantee. Your results will vary.

Friend, I Made the Serenity Flywheel Specifically to Get YOU Started on Building a Financial System You Can Trust—So You Know Where You Stand, Know What You're Working Toward, And Stop Carrying Your Money Around In Your Head.
You want to stop feeling ashamed every time you think about money. Here's how Serenity Flywheel gets you there: Module 1, Know Where You Stand (Without Shame), is built specifically to strip judgment out of the process. You'll see your full financial picture clearly, without a lecture, without a shame spiral, just the facts, presented in a way that finally makes sense.
You want to understand where your money actually goes — without living inside a budgeting app. Fantastic! Module 2, Understand Your Spending (Without Budgeting), replaces rigid budgeting with alignment — you'll see the patterns in your spending and what they're telling you, without tracking every latte for the rest of your life.
You want your big financial goals to feel possible instead of overwhelming. Amazing! Module 3, Turn Big Financial Goals Into Small Wins, breaks down the goals that have been sitting untouched — the down payment, the debt payoff, the "someday" fund — into wins you can actually finish this month, not just this decade.
You want your finances to feel stable, not like they're one surprise expense from falling apart. Incredible! Module 4, Build Your Financial Flywheel, gives you the system (that's the flywheel) that keeps working even when life gets busy — so stability doesn't depend on you white-knuckling it every month.
You want to make financial decisions without the spiral of second-guessing. Fabulous! Module 5, Make Confident Financial Decisions, gives you a repeatable framework for decisions — from the routine ones to the big ones — so you're deciding from clarity, not anxiety.
You want to know that what you've built is protected — not just growing, but safe. Sensational! Module 6, Protect Your Serenity, brings all five pillars together into a plan that safeguards what you've worked for, so progress doesn't feel fragile.
Save thousands over 1:1 coaching. Join as a Founding Member and SAVE!
… for the coaching and support you need to
Stop Avoiding your money, and Start Seeing.
By the end of Module 1, you'll know exactly where you stand financially — no judgment, no budgeting app.
*Joining Now Is the ONLY Way to Guarantee You’ll Be Grandfathered In to the Lowest Price You Will EVER See for the Serenity Flywheel.

This is your PLAYBOOK for getting good with money—without another restrictive budget, complicated spreadsheet, or endless second-guessing.
Step by step, you’ll build your Serenity Flywheel: a personal money system that helps you know where you stand, spend in alignment with what matters, make meaningful progress toward your goals, and stay financially steady when life gets busy.
Just follow along.
Take each step.
Build your flywheel.
And you’ll be on your way to something high achievers often have a surprisingly hard time finding:
Financial serenity—and the peace of mind that comes with knowing you’ve got this.
You’ll create a clear picture of your financial life, understand what’s working, and identify what actually needs your attention, so you can finally stop wondering if you’re doing enough.
You’ll turn your biggest financial goals into a roadmap you can actually follow. Instead of staring at “retirement,” “buying a home,” or “getting financially secure,” you’ll break your goals into manageable milestones, anticipate barriers, and know exactly what your next step is.
You’ll build your very own Financial Flywheel—with simple systems, automation, savings buckets, Money Dates, and decision checkpoints. So your financial life keeps moving forward even when work gets crazy, motivation disappears, or life throws you a curveball.
You’ll learn how to make financial decisions without second-guessing yourself. Using simple frameworks for purchases, investments, and other major decisions, you’ll know when to pause, what questions to ask, and how to move forward with confidence instead of overthinking every choice.
You’ll build the confidence to protect what you’ve worked so hard to create. You’ll learn how to spot scams, verify before acting, establish healthy financial boundaries, recover from mistakes, and handle uncertainty without letting fear take the wheel.
EVERY MONTH: Not 1… But, TWO—1-Hour
Membership Q&A Calls with Jill
These will NOT be your typical, boring, “I could have Googled that,” “the same questions everyone else is asking” calls.
Heck, no.
This is where the magic happens.
Bring me ANY money question you have.
Not sure what to do next? Second-guessing a financial decision?
Trying to figure out how to make a goal actually happen?
Something changed and you're not sure how your plan should change with it?
Bring it to the call.
We'll talk it through—and you'll leave with clear next steps you
can actually take.
That's why there are only two calls a month.
You show up, get clarity, ask your questions, and make a plan.
Then you have the time between calls to put that plan into action.

No trying to overhaul your entire financial life in one afternoon.
No waiting for motivation.
Just clarity → action → progress → review.
And then we do it again.
Because getting good with money isn't about making one perfect financial decision.
It's about building a system that keeps you moving forward.
So when a question comes up, bring it to the call.
When life changes, bring it to the call. When you aren't sure what to do next, bring it to the call.
I'll help you work through it—and you'll leave knowing what to do next.
That's what the Serenity Flywheel is designed to do: turn financial uncertainty into confident action, one step at a time.
ON TOP OF the six-module Serenity Flywheel program, you’ll be invited to attend ONE BRAND-NEW LIVE mastermind every quarter, focused on a different money topic to help you keep building confidence and peace of mind long after you complete the initial program. (Led by me OR a guest expert I bring in.)
Future masterminds will tackle the real-life money situations that don't necessarily fit neatly into six modules—from dealing with a financial windfall to navigating holiday spending to finally becoming an equal, confident partner in the money conversation at home.
As each mastermind is created and recorded, it will be added to your member library—so your resources continue to grow as your financial life evolves.
And you don't have to wait for the next mastermind to get more support. Your library already includes practical tools like the Spending Awareness Workbook, Financial Health Scorecard, Goal Planner, Money System Blueprint, Decision Worksheet, and Big Purchase Checklist to help you put what you're learning into practice right away.

Can’t wait until the next Q+A call? This is the place to get support 24/7/365!
Ask any question you’ve got.
I didn’t want you to have to wait for our next Q+A coaching call to get support…
Which is why I’ve decided to include a way for you to get your questions answered every day (Monday–Friday).
That’s what happens inside of our
Serenity Flywheel ONLY Facebook group.
This is a safe space where you can…
Get support between calls…
Actively problem solve and share ideas…
Create accountability…
And celebrate each other’s wins!
I pop in DAILY to answer questions.
And our other members—who want to see you win—share their input too!
When you sign up, you’ll get instant access to our Members Only Facebook group for quick Q+A.


This is something I'm really proud of!
Turn your financial goals into a clear, manageable plan for the next 12 months—so you always know what you're working toward and what comes next.
This is a great resource if you’re someone who loves to visually see progress and know every month what your focus area will be.

Before you spend thousands—or even tens of thousands—use this simple checklist to slow down, think it through, and make the decision with confidence instead of second-guessing yourself afterward.
This checklist helps you take a big purchase decision and simplifies it, focusing your thoughts and leading to you make a confident decision!

Because your peace of mind isn't just about your money.
When you're juggling work, family, and everything else life throws at you, it's easy for the little things to pile up. And that pile up takes up mental energy. So grab a drink and a snack, sit down with us once a month and tackle that annoying life admin you’ve been putting off:
• car insurance quotes
• internet provider changes
• making doctor's appointments
• signing the kids up for summer camp
• whatever life admin you’ve been putting off!
Doing it alone isn’t just a slog – it’s something you can put off. We’ll keep you company as you clear that to-do list.
Save thousands over 1:1 coaching. Join as a Founding Member and SAVE!
… for the coaching and support you need to
Stop Avoiding your money, and Start Seeing.
By the end of Module 1, you'll know exactly where you stand financially — no judgment, no budgeting app.
*Joining Now Is the ONLY Way to Guarantee You’ll Be Grandfathered In to the Lowest Price You Will EVER See for the Serenity Flywheel.
Not ONLY will this membership help you stop avoiding your money and finally build a system that runs steady — even when life gets busy…
It's built to pay for itself many times over, even if you only cancel a couple of old subscriptions you no longer use.
Think about what one bad financial decision actually costs you. An emotional purchase you didn't need. A debt sitting at 22% interest for one more month because you kept putting off dealing with it. A goal — the house, the freedom fund, the "someday" — that quietly slipped another year because there was never a clear next step.
For most people, that adds up to hundreds, sometimes thousands, of dollars a year. Far more than the cost of your membership.
Now think about what a financial coach charges for the kind of ongoing clarity, accountability, and support you get inside Serenity Flywheel — often $300+ an hour, without a program for you to follow.
Serenity Flywheel gives you that same clarity and system, plus live coaching twice a month, plus a community that actually gets it — for a fraction of that cost. Not once a year. Every month.
One clear decision, compounding from here — that's what your membership fee actually buys.
What would you pay for the PEACE OF MIND to…
Open your accounts on the first of the month and know — clearly, confidently — exactly where you stand. What's coming in. What's going out. What's actually yours to spend.
And that you'll know it WITHOUT spending your weekend buried in spreadsheets…
WITHOUT the dread that usually comes with checking your balance…
WITHOUT wondering, every time something unexpected comes up, whether it's going to unravel everything you've been working toward…
OR…
Not having to open your banking app with your stomach in a knot — because you actually know what's there.
(Or getting hit with an unexpected expense and not spiraling, because you already have a system for exactly that.)
You've got the whole month ahead of you to spend your energy on your life — not on managing a low-grade hum of financial anxiety in the background of every day.
That's worth way more than just $37 a month, if you ask me.
And here's the best part: the very first bad financial decision Serenity Flywheel helps you avoid — one unnecessary purchase, one more month of high-interest debt, one goal you finally stop pushing off — more than covers your monthly membership. (Total no-brainer.)
(Not to mention: working with a financial coach privately typically runs $300 per session / $1200 per month — if you can even get on their calendar. Serenity Flywheel gives you that same ongoing clarity and support, in a live community, for a fraction of the cost.)
Save thousands over 1:1 coaching.
Join as a Founding Member and SAVE!
… for the coaching and support you need to
Stop Avoiding your money, and Start Seeing.
By the end of Module 1, you'll know exactly where you stand financially — no judgment, no budgeting app.
*Joining Now Is the ONLY Way to Guarantee You’ll Be Grandfathered In to the Lowest Price You Will EVER See for the Serenity Flywheel.
The Serenity Flywheel is designed to give members their first real shift — that "I finally see where I stand" moment — by the end of Module 1, often within the first couple of weeks. Serenity Flywheel is self-paced, so you determine how quickly you see results and build your financial flywheel.
But Serenity Flywheel isn't built as a quick fix; it's a system you keep, because your financial life keeps changing. Stay as long as it's genuinely valuable to you. There's no contract — cancel anytime by emailing at least 3 days before your renewal date.
That's okay — it happens. Cancel anytime, no contract, no hard feelings. But before you go, we'd genuinely love the chance to find out what wasn't landing — sometimes it's one tweak away from clicking.
Because you shouldn't need a few hundred dollars an hour just to feel clear about your own money. We built Serenity Flywheel to give you real structure, live coaching, and community support at a price that makes it a decision you don't have to agonize over — not a luxury service reserved for people who already have it figured out.
Absolutely!
An advisor typically manages your investments and long-term planning. Serenity Flywheel handles the day-to-day relationship you have with your money — the clarity, the habits, the confidence — which is usually the piece that's missing even when your portfolio's in good hands. Members with advisors often say this is what makes those advisor conversations easier, too.
No — actually, the opposite. If you already had it together, you probably wouldn't need Module 1. This is built for exactly where you are right now, avoidance and all. You don't need a head start. You just need to start.
Now, I wouldn’t say it’s easy. It takes work. I wouldn’t even try to hide that.
But what’s harder than actually DO-ING it, is having to keep avoiding your finances while trying to build the life you want.
Put in the work, and 3 months from now… 6 months from now… a year from now, you might just be reaping the rewards.
It's designed to fit around a full life, not compete with it. Modules are self-paced, the two monthly AMAs are optional live touchpoints (recordings available if you miss one), and most members spend less time inside Serenity Flywheel each month than they used to spend avoiding their bank app.
I have no issues with any tool that works for you. However, plenty of people have three budgeting apps installed already. Budgeting apps can't work for people who have an avoidant relationship with their money. That's just not in their purview.
If you're like many of my clients, you've tried dozens of budget techniques over the years. If there was a budget app that worked for you, you wouldn't be here.
The difference is Serenity Flywheel isn't another app demanding your data and your discipline. It's clarity, a system, live support, and a community that actually understands the shame and avoidance piece — the part budgeting apps were never built to address.
1:1 coaching is amazing. If budget's no object, 1:1 coaching may be right for you. But most people don't need — or want to pay for — an hour of someone's undivided attention every week. Serenity Flywheel gives you a structured curriculum, live group coaching twice a month, and an always-on community for a fraction of 1:1 pricing, which is often more than enough support for the goal most members actually have: consistent clarity and confidence, not a personal CFO.
Save thousands over 1:1 coaching. Join as a Founding Member and SAVE!
… for the coaching and support you need to
Stop Avoiding Your Money, and Start Seeing Where You Stand.
By the end of Module 1, you'll know exactly where you stand financially — no judgment, no budgeting app.
*Joining Now Is the ONLY Way to Guarantee You’ll Be Grandfathered In to the Lowest Price You Will EVER See for the Serenity Flywheel.
©2026 Highland Horizon LLC
Terms | Privacy Policy | Disclaimer
Educational Disclaimer: Highland Horizon LLC and Serenity Flywheel provide educational and informational content about money management and financial well-being. Our content is not individualized financial, investment, tax, legal, accounting, or other professional advice, and we do not guarantee any particular financial or other result. Your financial decisions and their outcomes are your responsibility. Please consult an appropriately qualified professional regarding your individual circumstances when appropriate.
For additional information, please review our Terms of Service, Privacy Policy, and Disclaimer.